Final Expense
ALSO KNOWN AS BURIAL INSURANCE
Were you denied for life insurance or are you afraid to be denied due to your health history?
Are you considered 'too old' to insurance companies to buy coverage?
Well, here is some good news. All hope is not lost, because there is a special type of life insurance that can still get you some coverage that will cover burial expenses and bills without the extensive underwriting questions and history checks; this type of life insurance is called Final Expense.
Death is definitely not a topic people look forward to talking about, but it is important to stay diligent and knowledgeable about our options to better plan for the future we leave our family behind with.
Typically, final expense coverage ranges from $1,000 to $50,000 which is all dependent on how much each client can afford.
WRITTEN BY:
SHEENA ROSE QUERRER
We have partnered with several companies to find each client the best plan that caters to their needs at an affordable rate.
Here are some conditions/cases/issues that we may be able to help you get covered:
✔ A-fib
✔ AIDS/HIV
✔ ALS (Lou Gehrig's Disease)
✔ Alcohol Abuse
✔ Alzheimer's Disease/Dementia
✔ Amputation due to disease
✔ Aneurysm
✔ Angina
✔ Angioplasty
✔ Arrhythmia
✔ Assisted Living
✔ Asthma
✔ Autism
✔ Bedridden
✔ Bipolar
✔ Brain Tumor
✔ Bronchitis
✔ Bypass surgery
✔ Cancer
✔ Cardiomyopathy
✔ Cerebral Palsy
✔ Circulatory surgery
✔ Cirrhosis
✔ Congestive Heart Failure
✔ COPD without oxygen
✔ Coronary Artery Disease
✔ Cystic Fibrosis
✔ Defibrillator
✔ Depression
✔ Diabetes with/without complications
✔ Diabetic coma
✔ Dialysis
✔ Disability
✔ Driver's license suspension/DUI
✔ Drug abuse
✔ Emphysema
✔ Epilepsy
✔ Felony
✔ Heart attack
✔ Heart disease
✔ Heart & valve surgery
✔ Hepatitis
✔ Home Health Care
✔ Hospital Confinement (2+ years)
✔ Huntington's Disease
✔ Kidney Disease without dialysis
✔ Multiple Sclerosis
✔ Muscular Dystrophy
✔ Nebulizer
✔ Neuropathy
✔ Organ Transplant
✔ Oxygen use
✔ Pancreatitis (chronic)
✔ Parkinson's Disease
✔ Pacemaker
✔ Pending surgery
✔ Retinopathy
✔ Schizophrenia
✔ Seizures
✔ Sickle Cell Anemia
✔ Sleep Apnea
✔ Spina Bifida
✔ Stent placement
✔ Stroke within 12 months
✔ Stroke within 24 months
✔ Stroke after 2+ years
✔ Transient Ischemic Attack
✔ Tobacco use
✔ Ulcerative Colitis
✔ Walker use
✔ Wheelchair use (not confined)
✔ Wheelchair use (confined)
If you or a family member has any of these issues and is looking for coverage, or if you have any questions about your next steps, let's talk. We are here for you and your family.